Frequently Asked Questions

Answers To The Questions We Get The Most

 

How do I apply?

Simply complete our loan application.  We’ll review your information and provide you with a prompt response, typically within the same day.

What kind of collateral do I need?

It depends on the type of loan and the amount. Automobiles or other personal property are acceptable. When you fill out your application, we can tell you what else may be needed.

How long does it take a loan to get approved?

In some cases, we can provide you with an answer within the hour. Usually, we can give you an answer on the same day you apply.

Is the money deposited to my account, or do I receive a check?

We’ll provide you with a check that you can deposit in your bank or cash.

How do I make payments?

You can make payments at our offices or by mail.

Can I increase the amount of the loan if I pay on time?

It depends on a number of factors. The best way to know is to call us and we’ll get the information needed to consider your request.

What happens if I can’t pay on time?

Contact us immediately. We’ll help you consider your options. The worst thing to do is not communicate with us.

 

 

 

 

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For Fast Service, Call Us.

Call Laurel Loans at 601-649-7121  or Bay Springs Finance LLC at 601-764-2251 and we’ll get your application started over the phone.